First-Time Home Buyer
There’s nothing quite like the experience of being a first-time home buyer. We were all first-time home buyers, too. We understand the excitement, the questions, concerns, stressors, and fears you have or will experience. We are first-time home-buyer friendly, we want you to know. Our way of doing things has been built around making sure the first-time home buyer feels educated and informed and, with us, you have a round-the-clock guard watching over the details of the transaction and providing you with the availability you want.
Home Purchase Process
A successful and satisfying home buying experience requires a pro-active lending team that, knows how to guide you through every stage, doesn’t miss deadlines, and one that is available to you when you need help or questions answered. We look forward to showing you a smooth first-time home buying experience. Click below for a deeper look into the home purchase process.
First-Time Home Buyer Loan Programs
First-Time Home Buyers have it made. Not only are their programs specifically designed for first-timers, the other programs are available as well. Click below to visit our Loan Programs page so you can get a basic overview of all loan programs available.
Quality Loan Estimates
While in the pre-approval process, it’s important that you receive detailed loan estimates of all options available to you. Just as important as knowing your options is the accuracy of the estimates. You will rely on the estimates to show you the payment you’ll have and money you will need to complete the purchase. We will say again, not all lenders are created equal. What you can expect from us is attention to detail and accuracy. We don’t undershoot to make a more attractive proposal and we don’t omit the items commonly missed by our competition. We give it to you straight and what we quote at the beginning, will be unchanged at the end.
A Quality Pre-Approval Process
A pre-approval is essentially a lender vouching that you are ready and able to obtain financing. If you are pre-approved, you will receive an “approval letter”. If you are buying for the first time, we want you to know that not all lenders are created equal. The number one reason buyers fail to obtain their financing while in contract on a home is due to their lender’s failure to properly qualify the loan file. There are three things we do to avoid these kinds of failures: collect all the facts, collect all the documentation required, full file review by an underwriter. This has been and always will be our “secret” to our buyer’s high success rate of being able to close on their home.
